Medicare Part A

Medicare Part A (Hospital Insurance) helps cover your inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. You must meet certain conditions.

Cost
  • Most people do not pay a monthly Part A premium because they paid Medicare taxes while working.
  • If you don’t get premium free Part A and if you buy Part A, you’ll pay up to $411 each month. If you pay a late enrollment penalty, this amount is higher.

Medicare Part A Helps Cover Your Medically Necessary:

Hospital Stays

Semiprivate room, meals, general nursing, and other hospital services and supplies. This includes inpatient care you get in critical access hospitals and mental health care. This doesn’t include private duty nursing, or a television or telephone in your room. It also doesn’t include a private room, unless medically necessary. Inpatient mental health care in a psychiatric facility is limited to 190 days in a lifetime.

Skilled Nursing Facility Care

Semiprivate room, meals, skilled nursing and rehabilitative services, and other services and supplies (after a related 3-day inpatient hospital stay).

Home Health Care

Part-time or intermittent skilled nursing care and home health aide services, physical therapy, occupational therapy, speech-language therapy, medical social services, durable medical equipment (such as wheelchairs, hospital beds, oxygen, and walkers), medical supplies, and other services.

Hospice Care

For people with a terminal illness, includes drugs for symptom control and pain relief, medical and support services from a Medicare-approved hospice, and other services not otherwise covered by Medicare. Hospice care is usually given in your home. However, Medicare covers some short-term hospital and inpatient respite care (care given to a hospice patient so that the usual caregiver can rest).

Blood

Pints of blood you get at a hospital or skilled nursing facility during a covered stay.

Some of the carriers we can offer include:

Learn More About Medicare Part A
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Medicare Part A (2016)

Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility. (see Medicare Part A)

When you are hospitalized for:

Medicare Covers

You Pay

1-60 Days Most confinement costs after the required Medicare Deductible $1,288 Part A Deductible
61-90 Days All eligible expenses, after the patient pays a per-day copayment. $322/Day
91-150 Days All eligible expenses, after patient pays per-day copayment.
(These Are Liftetime Reserve Days Which may never be used again.)
$644/Day
151 days or more Nothing You Pay All Cost
Skilled Nursing Confinement:
When you are hospitalized for at least 3 days and enter a Medicare Approved skilled nursing facility within 30 days after a hospital discharge and are receiving skilled nursing care.
All eligible expenses for the first 20 days; then all eligible expenses, (if you qualify), for days 21-100, after patient pays a per day copayment. After 20 days
$161.00/Day